A) First-Time Setup Open app and connect wallet. Create profile: display name + email + reminders opt-in. Add friends with wallet + email (improves split reminder delivery).

B) Confidential Wallet Flow Initialize confidential account. Convert USDC to cUSDC. Send confidential payment. Optionally withdraw cUSDC back to public USDC. You can claim pending balance of cUSDC Note: Confidential transfers takes 1-2 minutes to finalize. Please don't refresh.

C) Create a Split Go to Create split. Enter split name (required). Add description/reminder (optional). Add participant addresses. Submit and sign transaction.

D) Pay a Split Open split details. Choose:

• Normal: direct USDC public payment.
• Confidential: private cUSDC flow. Confirm wallet prompts. Status updates to paid mode after success.

E) Notifications and Reminders App notifications track split creation/payment events. Email reminders are sent when recipient email is available and configured.