🤔 Understanding Savvy

What is Savvy?

Savvy is a new kind of health benefit where employers give stipends towards each employee’s individual health insurance. This "HRA" model was enabled by new regulation that came into effect in early 2020. This is quite different from traditional employer insurance programs, which limit employees to 1 or 2 options selected by the employer. Now, employees can use their stipend to pick any qualifying health plan that best suits their unique needs.

With Savvy, you can access tax-exempt healthcare with a degree of choice and flexibility you've never had before! Through the Savvy platform, you can waive coverage, bring your own health plan, or purchase a new insurance plan in Savvy's shop — the choice is yours.

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Individual medical plans

Don't have access to Savvy yet but need to browse plan options? You can view individual health plans and prices here.


🧐 Evaluating your options - enrolling in new coverage

Selecting new plans

Enrolling in new plans — what do I need to do?