Discussion Data

refers to preliminary financial information entered during early-stage conversations with a borrower. These figures are usually estimates or indicative numbers and are not yet validated through official documents.

Key Points:

• Based on borrower inputs, assumptions, or ballpark estimates
• Used for initial feasibility
• Helps provide a quick “soft yes or no” on deal viability
• Useful when financial documents are not yet available

Actual Data

Definition:

Actual Data represents verified and accurate financial information derived from authenticated borrower documents such as audited financials, bank statements, or MIS reports.

Key Points:

• Extracted from officially shared and validated financial documents
• Used for formal product eligibility and probability checks and internal evaluation
• Forms the basis for mandate sharing and shipping it to the lender
• Considered final and reliable for decision-making