My goal is to make your journey to homeownership smooth, confident, and stress-free. This packet explains everything you need to know from start to finish.

Home-Buying Process

1. Consultation

Discuss goals, timeline, needs.

2. Pre-Approval

Determine buying power.

3. Home Search

Tour homes that fit your criteria.

4. Making an Offer

Craft competitive offers based on the market.

5. Under Contract

Inspections, appraisal, paperwork.

6. Closing

Sign documents, receive keys.

Estimated Buyer Costs

| Pre-Approval Checklist | • Last 2 years tax returns • Recent pay stubs • Bank statements • Employment verification • Credit review | | --- | --- | | Upfront Costs: | Earnest money, inspection, appraisal. | | Closing Costs: | Usually 2%–5% of purchase price. | | Additional Monthly Costs: | Insurance, taxes, HOA (if applicable). |

About Your Agent

Sylvester Neal Jr

Kaizen Home Sales and Services

Phone: 225-262-9261