🌐 Citi Bank India – CMS Capabilities Overview (MNC)

🔗 Official CMS Page: https://www.citigroup.com/global/businesses/services/payments

🧠 Core CMS Features:

• ✔️ Collections: NEFT, RTGS, UPI, eCMS, Virtual Accounts, Cash & Cheque
• ✔️ Payouts: Real-time & scheduled NEFT/RTGS/IMPS/API-based
• ✔️ Reconciliation: Real-time via API + Daily SFTP + Portal dashboards
• ✔️ Virtual Accounts: Dynamic/static VA setup with tagging logic
• ✔️ Reporting: Custom APIs, dashboards, SFTP drops, multi-format MIS

🏭 Industry Use-Cases:

• eCommerce: Refunds, settlements, dynamic reconciliation
• MNC Treasury: Liquidity pooling, sweeping, entity-level control
• Pharma: Distribution collections via integrated ERP flows

⚙️ API Capabilities:

• ✅ Real-time: Yes – Fully enabled (Collections, Disbursements, Recon)
• ✅ Batch File: SFTP integration with validations & acknowledgements
• ERP Integrations: Native support – SAP, Oracle, NetSuite