See how many of these you can check off, see scoring at the bottom

Clean and Structured Accounts

• [ ] All bank accounts reconciled
• [ ] Uncategorised entries resolved
• [ ] Similar expenses grouped correctly
• [ ] Personal spending labelled or removed

Financial Visibility

• [ ] You have access to your accounting software
• [ ] Monthly management accounts prepared (Income statement, Balance Sheet, Cash Flow, Debtors Report)
• [ ] Customer and supplier accounts are up to date
• [ ] You’ve asked your accountant to explain the numbers

Regular Review

• [ ] Weekly cash check (bank balance + upcoming bills)
• [ ] Payments from customers tracked
• [ ] Invoices and allocations reviewed
• [ ] Expenses reviewed monthly
• [ ] Unusual changes flagged (spikes, dips, delays)

Small Actions Taken

• [ ] Late payments followed up
• [ ] Unused expenses or tools cancelled