Archived Draft Content

WordPress Post ID: 57918

Slug: (not published)

Status: Draft (deleted April 10, 2026)

Reason for deletion: Content covers PIP reforms/HB 627, which is timely legislative content but was never published. Saved here for reference if needed for future content.

Page Title

Kentucky Auto Insurance is Changing: The 2026 PIP Reforms

Subtitle: What House Bill 627 means for you and your family after a car accident.

Content Summary

This was a fully built practice-area-style page covering HB 627 (2026 Kentucky PIP reforms). Key topics covered:

• What HB 627 is and why it matters (first PIP update since 1974)
• Wage loss increase from $200/week to $500/week
• Medical billing now tied to Workers' Comp fee schedule
• 7-day prescription rule for emergency medications
• Right to sue at-fault driver still intact (choice no-fault state)
• Tort threshold requirements (broken bone, permanent injury, disfigurement, or $1,000+ medical expenses)
• Step-by-step post-accident guidance
• Client testimonial from Sarah M.