Last Update: June 14, 2021


How do I get a loan?

The protocol currently supports disbursing loans of $500k to $5M (in USDC) to companies providing lending services in the Global South. Companies should have strong initial loan book performance. If you represent one of these companies, please get in touch with us by sending an email to

Does Goldfinch really not take any collateral?

Many DeFi protocols require pledging crypto assets that have a value greater than the amount being borrowed. The Goldfinch protocol does not require pledging any kind of crypto assets. Borrowers may enter off-chain contracts with Backers to create other types of non-crypto collateral. An example of this would be using future payments from a lending company’s customers as collateral.

Is there a white paper I can read about the Goldfinch protocol?

Yes! The whitepaper is available here.

Does Goldfinch have a Github?

The smart contracts for the Goldfinch protocol are open source. Here is a link to our Github repository:

Has the Goldfinch protocol been audited?

Yes, all currently live code has been audited by Certik ( The audit report is in the Github repo linked above (and here). The initial V2 of our protocol (the design outlined in the whitepaper) is also being audited by Certik, and we have an additional audit scheduled with Trail of Bits in the near future.

Liquidity and Governance Tokens

Will Goldfinch have a public sale of tokens?

As of right now, we aren’t sure about whether we will have a public sale of tokens. We are discussing this with our attorneys.