Chronological list of events with dates.
Purpose: Help others follow the chronology of events.
31 12 1993 to 2025 Scriven Electrical Limited.docx
Personal Guarantee’s: in place since Dec 2024: £5k for both Robert Kibbler & David Kibbler
Mandate: in place since 31.12.1993: Both Directors to sign any mandate
We were told to take out PPI on any new facility or product that either director took out, no PPI no facility
| Date | Activity |
|---|---|
| June 1985 | Opened Business Bank account with Father-in-law Approx. date |
| Opened personal account: Mr Robert Kibbler | |
| 31.12.93 | Opened Accounts with Lloyds Bank |
| 12.05.05 | A Lloyds Employee entered the Lloyds Bank IT system under another employee ID number to access private information of the Ltd C0’s earnings this was then disclosed to Scriven Electrical Ltd employees who wanted wage increases |
| 01.08.05 | A Regional Manager investigated this complaint, and the bank employee was uncovered and reprimanded |
| 2006 - 2008 | No issues a monthly tele pay amount over this 24-month period averaged less that £10k per month for wages etc…. |
| 01.01.09 | Lloyds Bank Agreed Lending |
| £30k Business overdraft limit | |
| £12.8k Existing Business Loan Max £43k Lloyds TSB debt | |
| 31.01.09 | Total funds moved via tele pay: £7.9k Debt £12,800 A.L. £42,800 |
| 28.02.09 | Total funds moved via tele pay: £7.3k Debt £1,251 A.L. £35,000 |
| 02.03.09 | Current Account (CA) in credit £113.00 |
| Instant Access Account (IAA) £78,971.53 Debt £12.800 A.L. £42.800 | |
| Transfer out to CA £11,000.00 | |
| New Balance £67,971.53 £52k in credit | |
| 03.03.09 | Current Account (CA) in credit £113.00 |
| Instant Access Account (IAA) £67,971.53 Debt £12.800 A.L. £42.800 | |
| Deposit £11,615.00 | |
| Transfer out to CA £43,000.00 | |
| New Balance £36,586.53 £23.7k in credit | |
| 06.03.09 | Current Account (CA) in credit £113.00 |
| Instant Access Account (IAA) £36,586.53 Debt £12.800 A.L. £42.800 | |
| Transfer out to CA £8,500.00 |
New Balance £28,086.53 £15.2k in credit | | 09.03.09 | Instant Access Account (IAA) £28,086.53 Debt £12.800 A.L. £42.800 Deposit £6,823.47 Transfer out to CA £2,000.00 New Balance £32,910.00 £20.1k in credit Current Account (CA) in credit £113.00 Deposit from IAA £2,000.00 Payments £1,361.82 New Balance £418.54 £20.5k in credit | | Key change | David Kibbler contacted Lloyds Bank (date unknown) and agreed something that cannot be proven but has to be linked with the tele pay increase. Result: Nick Hunt assistant contacted Robert Kibbler believing to be speaking to David Kibbler and confirmed to Robert: ‘David what you requested as been agreed by Nick’. Robert replied: ‘You are speaking to Robert not David’ and the call was ended | | 10.03.09 | Instant Access Account (IAA) £32,910.00 Debt £12.800 A.L. £42.800 Deposit £4.17 Transfer out to CA £3,000.00 New Balance £29,914.17 £17.1k in credit Current Account (CA) in credit £418.54 Deposit from IAA £3,000.00 Payments £3,154.00 New Balance £264.54 £17.3k in credit | | 11.03.09 | Instant Access Account (IAA) £29,914.17 Debt £12.800 A.L. £42.800 Deposit £4,255.00 New Balance £34,169.00 £24.2k in credit Current Account (CA) in credit £264.54 Payments £51.75 New Balance £212.79 £24.6k in credit | | 11.03.09 | David Kibbler requested £34,578.93 Tele pay payment This was agreed by Nick Hunt or another Lloyds Bank employee that worked with Nick Hunt: Confirmed by Andy Hobbs 03.03.01 at Bank House, Wine Street, Bristol | | | | | | | | 13.03.09 | Instant Access Account (IAA) £34,169.17 Debt £12.800 A.L. £42.800 Transfer out to CA £34,000.00 New Balance £169.17 £12.9k in debt Current Account (CA) in credit £212.79 Deposit from IAA £34,000.00 Payments £34,578.93 New Balance £366.14 O/Drawn £13.2k in Debt | | 16.03.09 | Instant Access Account (IAA) £169.17 Debt £12.800 A.L. £42.800 Deposit £4,380.35 Deposit £2,000.00 Transfer out to CA £2,000.00 New Balance £4,549.52 £8.5k in debt Current Account (CA) in credit £366.14 O/Drawn Deposit from IAA £2,000.00 Payments £? New Balance £? O/Drawn £? in Debt | | 30.04.09 | Total funds moved via tele pay: £7.1k Debt £31,251 A.L. £35,000 | | 31.05.09 | Total funds moved via tele pay: £7.1k Debt £31,251 A.L. £35,000 | | 30.06.09 | Total funds moved via tele pay: £12.1k Debt £31,251 A.L. £35,000 | | 31.07.09 | Total funds moved via tele pay: £12.1k Debt £31,251 A.L. £35,000 | | 31.08.09 | Total funds moved via tele pay: £12.1k Debt £31,251 A.L. £35,000 | | 30.09.09 | Total funds moved via tele pay: £12.1k Debt £31,251 A.L. £35,000 | | 31.10.09 | Total funds moved via tele pay: £12.1k Debt £31,251 A.L. £35,000 | | 30.11.09 | Total funds moved via tele pay: £12.1k Debt £31,251 A.L. £35,000 | | 31.12.09 | Total funds moved via tele pay: £12.1k Debt £31,251 A.L. £35,000 | | 01.22.10 | Robert Kibbler Director & Jonathon Kibbler (son) Met with Lloyds at ??? with Liquidator Gerald Iwin, his boss Gareth Bale, a Lloyds solicitor from FootAnstey , Ben Hay and a senior Lloyds Bank employee Andy Hobbs who stated in front of everyone in attendance: ‘We know the RM Nick Hunt or the RM’s assistant authorised the £34,578.93 payment, but we are Lloyds Bank we ignore complaints! | | xxxxxxx | Liquidator instructed | | 02.13.14 | Went to FOS | | 03.13.14 | Went to FCA | | 02.16.15 | Went to ?????? police | | 02.16.15 | Went back to FOS | | | FOS reply | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |