everything else spark 2% Capital one shopping deals
餐馆 chase 3.75% or discover seasonal 5%
grocery store : deli, key foods spark 2% or discover seasonal 5%
amazon, wholefoods amazon 5%
flight chase 6.25% or spark 5%
hotel chase 6.25% 2x or spark 5%
weeee Chase 3x
doordash Chase 3x
Alipay Spark
paypal spark

Chase

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Apple Card

Schwab Investor Checking acct

Good check card to use in foreign countries doesn't have foreign transcation fee no ATM fee linked to my existing brokerage account XXXX-X784

Capital One Spark Cash Plus

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Capital One Spark Cash Plus Business 卡用来交税

$2,000 onetime reward
$957.90 connivance fee A convenience fee of 2.49% of total amount you owe will be charged by our credit card service provider. There is a minimum convenience fee of $3.95 regardless of your IRS payment obligation.
$150 annual fee
$769.40 cash points
$1,661 total profit

Apply for a Capital One Card.pdf

disclosure.31798.en-US.pdf

**Capital One Spark Cash Plus: $2,000 cash for $30,000 of spend. It also earns 2% back on tax payments. If you pay $30,000 in taxes on this card, you’ll end up with $2,600. Netting out the $150 annual fee, that works out to $2,450 in profit.** https://www.capitalone.com/small-business/credit-cards/spark-cash-plus/

Everyday Rewards

Unlimited 2% cash back on every purchase, with no minimums or expiration date

Capital One Travel Rewards

Earn Unlimited 5% cash back on hotels and rental cars booked through Capital One Travel

Pay In Full Card

No APR since your balance is due in full every month

Minimum Payment

Your balance is due in full every month. Otherwise, you will be charged a 2.99% late fee.

Annual Fee

$150—spend $150,000 annually and we’ll refund this fee every year.

Pay-in-full card: Your balance must always be paid off in full every month. 3

This card comes with no preset spend limit that adapts to your needs based on spending behavior, payment history and credit profile. 4

Transaction Fees  **• Cash AdvanceTransaction Fee:**Either $5 or 5% of the amount of each cash advance, whichever is greater.

Penalty Fees  • Late PaymentPenalty Fee:2.99% of the unpaid portion of your minimum payment.

All charges made on this account are due and payable in full when you receive your periodic statement. The minimum payment due is the New Balance as indicated on your statement.

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