Factor follows a structured 12-month execution roadmap designed to validate the protocol’s technical foundation, establish strong market traction, expand utility, and transition toward deeper decentralization and institutional integration.

The roadmap is divided into four strategic phases.

Phase 1 — Foundation & Launch (Months 1–3)

Building the core infrastructure and establishing early market presence.

Key Milestones

• Public platform launch with V1 smart contracts, automated settlement engine, and full front-end interface.
• $20M in initial liquidity onboarded from a mix of institutional, accredited, and retail crypto investors.
• 3–5 institutional underwriting & distribution partnerships, including compliance onboarding and due diligence.
• KOL & influencer activation campaign with 15+ reputable crypto voices to drive awareness and trust.
• PR launch strategy targeting DeFi, RWA, fintech, and institutional crypto media outlets.

This phase establishes credibility, liquidity, and early ecosystem activity.

Phase 2 — Scaling & Proof (Months 4–6)

Expanding platform functionality and demonstrating real-world performance.

Key Milestones

• Secondary marketplace launch enabling liquid trading of fractional pool tokens (ERC-3643) and portfolio rebalancing.
• First end-to-end proof-of-reserves and proof-of-performance reports, validating that receivables matured successfully and yield was distributed correctly.
• Educational content expansion including written guides, explainers, video tutorials, and ecosystem workshops.
• Launch of an OTC desk for onboarding non-crypto institutional investors seeking direct fiat entry.